Newswave

Chapter 3: The Secret Insurance Policy

Detectives arrived within minutes.

The evidence grew worse with every passing hour.

The weakened ceiling supports.

The pliers.

Daniel's fingerprints.

Security footage showing him entering the maintenance room just before the guests arrived.

But the final discovery explained everything.

Detective Harris placed a thick folder onto the dining room table.

Emily slowly opened it.

Inside was a life insurance policy.

Twenty million dollars.

Beneficiary:

Daniel Carter.

The policy had been increased only three weeks earlier.

Signed while Emily was hospitalized for pregnancy complications.

"I never signed this," Emily whispered.

The detective nodded.

"Our forensic team agrees."

Someone had forged her signature.

The investigation uncovered more.

Daniel's company was drowning in debt.

Millions had disappeared into risky investments and gambling accounts.

His perfect marriage...

His expensive gifts...

His constant concern for Emily's health...

Every smile had been part of a financial plan.

He had never wanted a family.

He had wanted the payout.

Emily looked toward the ambulance where Sophie sat with her injured shoulder wrapped in white bandages.

The woman she had barely noticed for two years had just sacrificed her own life to save hers.

Emily quietly walked over.

Without saying a word, she wrapped her arms around Sophie.

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For the first time that day...

Both women cried.

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